Comments for Mortgage Blog http://www.loanbark.com consumer mortgage advice - lending industry watchdog Mon, 06 Feb 2012 12:34:47 +0000 http://wordpress.org/?v=2.3.2 Comment on Who Owns Your Mortgage by Barbara34Jarvis http://www.loanbark.com/2008/07/03/who-owns-your-mortgage/#comment-223 Barbara34Jarvis Mon, 13 Sep 2010 06:09:48 +0000 http://www.loanbark.com/2008/07/03/who-owns-your-mortgage/#comment-223 I propose not to wait until you get enough cash to buy goods! You should get the <a href="http://bestfinance-blog.com/topics/credit-loans" rel="nofollow">credit loans</a> or just college loan and feel comfortable I propose not to wait until you get enough cash to buy goods! You should get the credit loans or just college loan and feel comfortable

]]> Comment on Texas Mortgage Brokers Back in Business by Joe Griffin http://www.loanbark.com/2008/01/22/texas-mortgage-brokers-back-in-business/#comment-203 Joe Griffin Fri, 16 Jul 2010 15:22:00 +0000 http://www.loanbark.com/2008/01/22/texas-mortgage-brokers-back-in-business/#comment-203 hmmm interesting, doesn't this scenario look familiar? I wasn't to on top of the mortgage industry 3 years ago when the recession started but this scenario looks slightly familiar to what caused this mess. Down where I live, there's a whole lot of housing developments being built. Housing prices are most likely not going to be that high and there most likely going be used as investments, but we're still in this recession and the laws of inflation and the market probably won't be to friendly to our dollar as a result. I've been researching on this site called Loansafe.org for about a year and this site seems to be the most unbiased site i can find. Not picking a side yet I suppose but my research makes me think this is going to end badly. hmmm interesting, doesn’t this scenario look familiar? I wasn’t to on top of the mortgage industry 3 years ago when the recession started but this scenario looks slightly familiar to what caused this mess. Down where I live, there’s a whole lot of housing developments being built. Housing prices are most likely not going to be that high and there most likely going be used as investments, but we’re still in this recession and the laws of inflation and the market probably won’t be to friendly to our dollar as a result. I’ve been researching on this site called Loansafe.org for about a year and this site seems to be the most unbiased site i can find. Not picking a side yet I suppose but my research makes me think this is going to end badly.

]]> Comment on Why You Should Use Your VA Loan Benefit by Austin Movers http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-199 Austin Movers Wed, 30 Jun 2010 11:10:13 +0000 http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-199 Mortgage Rates Drop to All Time Low Rates have been relatively low over the last month. This week, they are in the news by falling to a new all time historical low. The 30 year rate fell from 4.75 to 4.69 this week. Two weeks ago the 30 year rate was sitting at 4.72. What's interesting is that over the last month, when a lot of people have been talking about how rates are about to start rising, we are instead breaking records with mortgage rate lows. We mostly concentrate on the 30 year rate because it is the most widely used mortgage product. But in addition to the 30 year rate hitting an all time low the 3 other major mortgage products all reached new all time lows as well. The 15 year dropped from 4.20 to 4.13. The 5 and 1 year arms dropped from 3.89 to 3.84 (5 year arm) and 3.82 to 3.77 (1 year arm). Below are rates from the weeks from May 27, 2010 to Jun 24, 2010 Jun 24, 2010 30-fixed 4.69 15-fixed 4.13 5 ARM 3.84 1 ARM 3.77 Jun 17, 2010 30-fixed 4.75 15-fixed 4.20 5 ARM 3.89 1 ARM 3.82 Jun 10, 2010 30-fixed 4.72 15-fixed 4.17 5 ARM 3.92 1 ARM 3.91 Jun 03, 2010 30-fixed 4.79 15-fixed 4.20 5 ARM 3.94 1 ARM 3.95 May 13, 2010 30-fixed 4.93 15-fixed 4.30 5 ARM 3.95 1 ARM 4.02 So in addition to looking at mortgage rates it's also helpful to look at mortgage payments. We took today's rates and translated them into a mortgage payment for a 200k loan. We also did the same things with rates from May 13th. Jun 24 30-year $1036.07 15-year $1492.43 5-year ARM $936.47 1-year ARM $928.5 May 13 30-year $1065.1 15-year $1509.62 5-year ARM $949.07 1-year ARM $957.13 So although rates were already pretty low on May 13th today a payment on a 200k loan is about $30 less a month for a drop of a little less than 3 percent. So what is going to happen over the next few months? Its certainly possible rates could fall a little more and we could break some new records with mortgage rates. I would be surprised if rates fell below 4.25 unless the economy went into a significant tailspin. On the other hand once the economy recovers rates should increase rapidly. And in inflation spirals out of control I could see rates jumping into the double digits. Mortgage Rates Drop to All Time Low
Rates have been relatively low over the last month. This week, they are in the news by falling to a new all time historical low.

The 30 year rate fell from 4.75 to 4.69 this week. Two weeks ago the 30 year rate was sitting at 4.72. What’s interesting is that over the last month, when a lot of people have been talking about how rates are about to start rising, we are instead breaking records with mortgage rate lows. We mostly concentrate on the 30 year rate because it is the most widely used mortgage product. But in addition to the 30 year rate hitting an all time low the 3 other major mortgage products all reached new all time lows as well. The 15 year dropped from 4.20 to 4.13. The 5 and 1 year arms dropped from 3.89 to 3.84 (5 year arm) and 3.82 to 3.77 (1 year arm). Below are rates from the weeks from May 27, 2010 to Jun 24, 2010

Jun 24, 2010
30-fixed 4.69 15-fixed 4.13 5 ARM 3.84 1 ARM 3.77

Jun 17, 2010
30-fixed 4.75 15-fixed 4.20 5 ARM 3.89 1 ARM 3.82

Jun 10, 2010
30-fixed 4.72 15-fixed 4.17 5 ARM 3.92 1 ARM 3.91

Jun 03, 2010
30-fixed 4.79 15-fixed 4.20 5 ARM 3.94 1 ARM 3.95

May 13, 2010
30-fixed 4.93 15-fixed 4.30 5 ARM 3.95 1 ARM 4.02

So in addition to looking at mortgage rates it’s also helpful to look at mortgage payments. We took today’s rates and translated them into a mortgage payment for a 200k loan. We also did the same things with rates from May 13th.

Jun 24
30-year $1036.07
15-year $1492.43
5-year ARM $936.47
1-year ARM $928.5

May 13
30-year $1065.1
15-year $1509.62
5-year ARM $949.07
1-year ARM $957.13

So although rates were already pretty low on May 13th today a payment on a 200k loan is about $30 less a month for a drop of a little less than 3 percent.

So what is going to happen over the next few months? Its certainly possible rates could fall a little more and we could break some new records with mortgage rates. I would be surprised if rates fell below 4.25 unless the economy went into a significant tailspin. On the other hand once the economy recovers rates should increase rapidly. And in inflation spirals out of control I could see rates jumping into the double digits.

]]> Comment on US Market Update by Loans for Mortgages http://www.loanbark.com/2008/06/24/us-market-update/#comment-197 Loans for Mortgages Wed, 23 Jun 2010 18:15:13 +0000 http://www.loanbark.com/2008/06/24/us-market-update/#comment-197 I put any money in the summer of 2006 and 6.47% beneath paint loans finished two a sub = sub-prime finance and else variables at 6.57 life, but by day, bought their residence. I saw things and felt in 2011, that both refer rates rising. Hence, in 2007 out of my 403b Cashout and its sub-prime inconsistent that had definite to buy a 14.78% hit disc. I plan to pay aft what "grampus" and the else is referred to as the "intruder" and low monthly mortgage refinancing at a firm charge was firstly jhonesmith I put any money in the summer of 2006 and 6.47% beneath paint loans finished two a sub = sub-prime finance and else variables at 6.57 life, but by day, bought their residence. I saw things and felt in 2011, that both refer rates rising. Hence, in 2007 out of my 403b Cashout and its sub-prime inconsistent that had definite to buy a 14.78% hit disc. I plan to pay aft what “grampus” and the else is referred to as the “intruder” and low monthly mortgage refinancing at a firm charge was firstly
jhonesmith

]]> Comment on Why You Should Use Your VA Loan Benefit by Samantha Taylor http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-192 Samantha Taylor Mon, 24 May 2010 10:45:28 +0000 http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-192 Hello, My name is Samantha. I am a professional blogger who loves to write on financial topics. I'm writing to you because I am currently trying to take my author identity to the next level by supplying informative articles to personal finance bloggers. I don't believe in writing promotional articles, instead I feel informative stuff are something users are most interested in reading. I would hereby like to request an opportunity to write a guest post on your site, ofcourse free of charge. You can send me your preferred topic, if any, and I would be happy to write an article on it. I can show you some of my past work that have attracted good number of visitors. Anyways, you are doing a great job on with your blog and I'd like to talk to you in person, so I'd be happy if you could answer either way! Sincerely, Samantha Taylor. Hello,

My name is Samantha. I am a professional blogger who loves to write on financial topics. I’m writing to you because I am currently trying to take my author identity to the next level by supplying informative articles to personal finance bloggers. I don’t believe in writing promotional articles, instead I feel informative stuff are something users are most interested in reading.

I would hereby like to request an opportunity to write a guest post on your site, ofcourse free of charge. You can send me your preferred topic, if any, and I would be happy to write an article on it. I can show you some of my past work that have attracted good number of visitors.

Anyways, you are doing a great job on with your blog and I’d like to talk to you in person, so I’d be happy if you could answer either way!

Sincerely,
Samantha Taylor.

]]> Comment on Why You Should Use Your VA Loan Benefit by Julia Gomes http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-187 Julia Gomes Mon, 22 Mar 2010 11:07:17 +0000 http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-187 Hello, My name is Julia. I am a professional blogger who loves to write on financial topics. I have some financial websites & blogs full with reach content. You are cordially invited to make guest post out there. In return I would also humbly request you to show me your financial websites & blogs where you will allow me to make financial guest posts. I don't believe in writing promotional articles, instead I feel guest post should be something that should be beneficial to visitors. In each post maximum of 2 links are allowed. If you are interested then please revert back to me here: juliagomes1234[at]gmail[dot]com. Thanks, Julia Hello,

My name is Julia. I am a professional blogger who loves to write on financial topics. I have some financial websites & blogs full with reach content. You are cordially invited to make guest post out there. In return I would also humbly request you to show me your financial websites & blogs where you will allow me to make financial guest posts.

I don’t believe in writing promotional articles, instead I feel guest post should be something that should be beneficial to visitors.

In each post maximum of 2 links are allowed.

If you are interested then please revert back to me here: juliagomes1234[at]gmail[dot]com.

Thanks,
Julia

]]> Comment on Who Owns Your Mortgage by Mr. Prince http://www.loanbark.com/2008/07/03/who-owns-your-mortgage/#comment-185 Mr. Prince Mon, 22 Feb 2010 22:28:51 +0000 http://www.loanbark.com/2008/07/03/who-owns-your-mortgage/#comment-185 Lower monthly mortgage payments and rates Mortgage Rates lowered down to 2% - 4% Modify your current mortgage loan! Government Bailout Sponsored Attorney Enforced Loan Modifications Budget Tight? Can't Refinance? Adjustable Rates? Loss of Income? Owe Too Much? Behind on payments? Net Income 3 times your mortgage payment? Investment rent less than your mortgage payment? Don't Jeopardize your home! You don't have to be late on your payments! E-mail your name and phone only To: yp4000@gmail.com or to our website: HTTP://WWW.MODIFYORREFI.COM "For ensured processing of your online request at our website please list Mr. Prince in the referral box" Free 5 min Budget Analysis Lower monthly mortgage payments and rates

Mortgage Rates lowered down to 2% - 4%
Modify your current mortgage loan!

Government Bailout Sponsored
Attorney Enforced
Loan Modifications

Budget Tight?
Can’t Refinance?
Adjustable Rates?
Loss of Income?
Owe Too Much?
Behind on payments?

Net Income 3 times your mortgage payment?

Investment rent less than your mortgage payment?

Don’t Jeopardize your home!

You don’t have to be late on your payments!

E-mail your name and phone only
To: yp4000@gmail.com
or to our website: HTTP://WWW.MODIFYORREFI.COM
“For ensured processing of your online request at our website

please list Mr. Prince in the referral box”

Free 5 min Budget Analysis

]]> Comment on Texas Mortgage Brokers Back in Business by Finance Management http://www.loanbark.com/2008/01/22/texas-mortgage-brokers-back-in-business/#comment-183 Finance Management Mon, 22 Feb 2010 10:28:43 +0000 http://www.loanbark.com/2008/01/22/texas-mortgage-brokers-back-in-business/#comment-183 The above thought is smart and doesn’t require any further addition. It’s perfect thought from my side.Very good article. Keep up the good work! =========== jonsmit The above thought is smart and doesn’t require any further addition. It’s perfect thought from my side.Very good article. Keep up the good work!
===========
jonsmit

]]> Comment on Bailout Breakdown by adams http://www.loanbark.com/2008/09/30/bailout-breakdown/#comment-182 adams Thu, 18 Feb 2010 09:20:03 +0000 http://www.loanbark.com/2008/09/30/bailout-breakdown/#comment-182 Great blog. All great tips. its really works.I know this is several months old but it basically all holds true.thanks for telling that. ........................................... adams thanks" <a>Mortgage Rates</a> Great blog. All great tips. its really works.I know this is several months old but it basically all holds true.thanks for telling that.

…………………………………….
adams
thanks”

Mortgage Rates

]]> Comment on Why You Should Use Your VA Loan Benefit by Amanda Cluett http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-181 Amanda Cluett Mon, 15 Feb 2010 01:03:32 +0000 http://www.loanbark.com/2009/12/09/why-you-should-use-your-va-loan-benefit/#comment-181 Lending moneys in the banks to get a mortgage wont help anything at all. You could not save from them. Its them would save from you. Consult a <b><a href="http://www.bestmortgagerates4u.ca/index.php/mortgages_commercial" rel="nofollow">commercial mortgage broker</a></b> based in Ontario, and we'll give you solutions. Lending moneys in the banks to get a mortgage wont help anything at all. You could not save from them. Its them would save from you. Consult a commercial mortgage broker based in Ontario, and we’ll give you solutions.

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