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Home Loans

Smart Equity - mortgage Payoff, ask mortgage, live mortgage free, mortgage debt

Many Homeowners and Real Estate Investors need help today.
The Real Estate market or should I say the Economy in the U.S in general made a lot of Homeowners and Real Estate Investors really upset.
Investors are loosing money and Homeowners are loosing their homes, and it all happen so fast we couldn’t even realize what happen to us.
Many Real Estate Investors and specially Homeowners that are not in Real Estate to make money but just to have a home for their family got hurt and don’t know what to do and how to save them selves.
So here is a great tip that hopefully will help you with your mortgage and your Real estate investment.

Hard Money Lenders and Private Money investors.

Hard Money Lenders and private investors will help you with your mortgage so you will loose your home or your investment for a higher interest rate.
I get a lot of calls every day from investors and homeowners that are knowledgeable enough to call a hard money lender. But many of you that are not knowledgeable I just hope you’re reading this article, because I think it is your only way out today.
Banks can’t qualify anybody anymore, it’s sad but it’s true.
So homeowners are loosing their homes, and some homes have equity of few hundreds thousand in them. Because they don’t have the knowledge to call a hard money lender their losing their homes and their money.

If you’re reading this article we can help you save your investment and your home, just call a hard money lender now and save your real estate.

Good Luck.

Many Homeowners and Investors ask them selves this question, but sometimes you need to read more to get some knowledge and than you will understand if Hard Money can really help you.

First of all we understand that Hard Money Lenders are privately owned by a person or a small entity, basically it can be someone that have some money in the bank and he understands that to loan his money will be a much faster way to make more of it.
Example: You have $100,000 in your bank
Option 1- you will put the money in a CD account and make 4.75% APR.
Option 2- You will loan your money and make 12% APR and charge 5- 10 points on the loan.

So that’s what private Money Lenders do, they go with the second option- Smart.

So why go with a Hard Money Lender?

1. Faster funding time, 5-7 days
2. Less documentation to show.
3. No credit is OK.
4. Large Loan amounts are OK too, up to $500,000,000
5. Some Hard Money Lenders will fund deals out of the country as well.

As you can tell today it is a much better, faster and easier way to go.
You’re probably asking your selves about the costs for this loan?
The Interest rates are not more than 12%, while with a Bank it will be probably 8.5% if they can do the Loan at all.
The points will be not than 10 while Banks will charge up to 3.

Now that you understand the difference you can make a decision, to approach a Hard money Lender or just go with your Bank.