About Me… Ruf!
Hi, my name is Todd Carpenter. I’m the creator of a network of mortgage blogs, and a mortgage professional with nearly two decades of divergent experiance in this field. I have worked for Mortgage Brokers, Bankers, Lenders, and Web Designers. Like this blog’s mascott, my career is a mogrel crossbreed of just about every sector of the mortgage industry. In January of 2005, I built lenderama.com a blog written to other mortgage professionals with news, training, and opinions about mortgages. LoanBark! is my effort to bring this same expertese to the consumer.